Pure Benchmarks · Retirement
Am I On Track for Retirement?
DALBAR's 2024 Quantitative Analysis of Investor Behavior found retail investors correctly timed market entries and exits only 25 percent of the time, tying a record low — confirming that retirement anxiety driven by the absence of objective peer comparison data produces measurably worse financial outcomes. Pure Benchmarks places every connected retirement portfolio into one of nine standardized risk categories and ranks it against real verified investors at the same life stage in the same category — replacing the retirement anxiety that comes from having no measuring stick with the objective data that has always been missing.
Why retirement anxiety is a measurement problem, not a market problem
Most retirement worry comes from having no objective reference point. Without knowing where you stand against comparable investors, ordinary market swings feel like personal failure.
What objective peer data shows about retirement readiness
Peer data converts a vague fear into a ranking: whether your portfolio is above, at, or below real investors at the same life stage in the same risk category.
How Pure Benchmarks answers the retirement readiness question with real data
Pure Benchmarks places every connected retirement portfolio into one of the Pure Nine risk categories and ranks it against real verified investors at the same life stage.
How Hetty answers follow-up questions about your specific situation
Once you see where you rank, Hetty answers the follow-ups — what is driving your position and how your allocation compares — from your real data.
Your current platform won't show you how your portfolio ranks against real investors in the same risk category. Create your secure Pure Benchmarks account and see exactly where you stand.
See Your Free Benchmark ReportFrequently asked questions
How do I know if I am on track for retirement?
Pure Benchmarks ranks your connected retirement portfolio against real verified investors at the same life stage in the same risk category, so "on track" becomes a measured position.
How does my retirement savings compare to others?
Your portfolio is placed into one of nine standardized risk categories and ranked against real peers in that category.
Is the retirement benchmark free?
Create a free Pure Benchmarks account to see where your retirement portfolio ranks against real peers.
Keep exploring
- Scared You Won't Have Enough for Retirement?
- How Do You Know If Your Portfolio Changes Worked?
- How Do You Know If You Are Making Good Investment Decisions?
- Is Your Financial Advisor Doing a Good Job?
See where a specific firm's portfolios stand:
New here? Read the portfolio benchmarking FAQ or the Pure Benchmarks blog.
This page is an information baseline for comparison only. It is not investment advice and not a recommendation to buy, sell, replace, or transfer any specific asset, account, or firm. Past performance does not guarantee future results. All figures shown are illustrative.