Pure Benchmarks · Alternatives

Delta by eToro Alternatives in 2026

Short answer

Delta by eToro is a mobile-first multi-asset tracker that syncs stock brokerages, crypto exchanges and wallets into one portfolio. It falls short on 7 of the capabilities scored here, starting with Index benchmark. Ranked by how many of those gaps each one closes, the strongest alternative is Pure Benchmarks, which covers 4 of the 7. Empower Personal Dashboard is the closer fit for people who want net worth, budgeting, retirement planning and a high-level allocation check in one free place.

People search for a Delta by eToro alternative for one of two reasons: the price stopped making sense, or the tool answers a different question than the one they actually have. Delta by eToro is a mobile-first multi-asset tracker that syncs stock brokerages, crypto exchanges and wallets into one portfolio, priced at free plan, paid tiers above it. This page compares it against Pure Benchmarks, Empower Personal Dashboard, Monarch Money and Sharesight on the capabilities that separate portfolio tracking tools from one another, using each vendor's own published pages rather than marketing summaries. Pure Benchmarks is our own product and is marked as such throughout, with its gaps listed in the same table as everything else.

What Delta by eToro does well

Unlimited brokerage, exchange and wallet connections on every plan, including the free one. Covers stocks, funds, crypto, commodities, indices and forex in one portfolio. Its help center describes comparing portfolio performance against indices or any other asset. It is built for investors who hold both stocks and crypto across several apps and want one live view on their phone, and if that describes you there is no strong reason to move. Basic is free for up to 10 tracked assets. PRO is $6.99 a month or $53.88 a year for 40 assets, and PRO+ is $13.99 a month, $107.88 a year or $299 lifetime for unlimited assets, multiple portfolios and gains reporting. Delta notes prices may vary by location.

Why people look for a Delta by eToro alternative

Scored against the rest of this category, Delta by eToro falls short on 7 capabilities: Index benchmark; Real investor comparison; Decision scoring; Tax reporting; Free, no holdings cap; Non-market assets; Budgeting. The free plan stops at 10 assets and PRO at 40. Realized and unrealized gains reports and multiple portfolios are PRO+ only. None of that makes it a weak product; it makes it a product built around a different question. The alternatives below are ranked by how many of those gaps each one closes.

How each alternative compares to Delta by eToro

Pure Benchmarks (Free account) closes 4 of the 7 gaps, including Index benchmark. Empower Personal Dashboard (Free dashboard) closes 3 of the 7 gaps, including Index benchmark. Monarch Money (Paid only, 7-day trial) closes 3 of the 7 gaps, including Index benchmark. Sharesight (Free plan up to 10 holdings, paid plans above that) closes 2 of the 7 gaps, including Index benchmark. The table below scores all of them on the same capabilities, so the comparison reads the same way for every row.

Who should stay with Delta by eToro

Delta by eToro already covers these, and switching costs you the history you have built: Automatic sync; Multiple brokers. Moving makes sense only when the question you have changed. Delta by eToro is strongest for investors who hold both stocks and crypto across several apps and want one live view on their phone, and no tool on this page replaces it on that axis.

How this comparison works

Which Delta by eToro alternative actually closes the gap you are trying to close?

Every tool here tracks a portfolio. The differences start with what it does once it has the data, so the table scores capabilities rather than screenshots.
Free is split into two columns rather than one, because a permanent plan capped at ten holdings and a fourteen-day trial are not the same offer and neither is the same as an uncapped free tier.
Capabilities and prices were read from each vendor's own published pages on the date shown. Anything a vendor does not publish is marked as not listed rather than estimated.
Pure Benchmarks is our own product. Its four gaps are in the same table as everything else, including the two that would make another tool on this page the better choice.

The comparison

Capabilities verified against each vendor's published pages on October 16, 2026.

Capability	Delta by eToro	Pure Benchmarks	Empower Personal Dashboard	Monarch Money	Sharesight
Automatic sync	Yes	Yes	Yes	Yes	Yes
Multiple brokers	Yes	Yes	Yes	Yes	Yes
Index benchmark	Partly	Yes	Yes	Yes	Yes
Real investor comparison	No	Yes	No	No	No
Decision scoring	No	Yes	No	No	No
Tax reporting	Partly	No	No	Partly	Yes
Free, no holdings cap	No	Yes	Yes	No	No
Non-market assets	Partly	No	Partly	Yes	No
Budgeting	No	No	Yes	Yes	No
Price	Free plan, paid tiers above it	Free account	Free dashboard	Paid only, 7-day trial	Free plan up to 10 holdings, paid plans above that

✓ yes · ~ partly · ✗ no

What each capability means

Pulls holdings automatically from a linked brokerage instead of relying on typing or file uploads

A tracker you have to feed by hand stops being accurate the first week you forget. Whether the data arrives on its own decides whether the numbers are still true in six months.

Holds accounts from more than one brokerage or custodian in a single view

Most people have a workplace plan in one place, an IRA in another and a taxable account somewhere else. A tracker that sees one of them is measuring a fragment and calling it a portfolio.

Compares the portfolio against a market index or a fund you choose

The baseline every tool in the category offers. It answers whether you beat the market, which is a real question and also the only one most trackers can answer.

Compares you against other real investors rather than only against a product

An index never paid a fee, never held cash and never sold in a drawdown. Other people did all three, which is why their results answer a question the index cannot.

Scores an individual buy or sell against the portfolio it replaced

Total return is a single number covering every choice you made. Scoring at the decision level is what separates knowing you are down from knowing which move did it.

Produces capital gains and dividend reports usable at tax time

For investors outside a tax-sheltered account, the year-end paperwork is half the reason to keep records at all, and only one tool on this page treats it as a first-class feature.

Permanent free tier with no cap on the number of holdings

A ten-holding free plan and a fourteen-day trial are both marketing. Whether you can run your real portfolio through the tool without paying first is a different question from whether the word free appears on the pricing page.

Tracks real estate, private holdings and self-custody crypto alongside securities

If most of your wealth is not in a brokerage, a securities-only tracker is measuring the visible part.

Includes budgeting, cash-flow or spending tracking

Some people want spending and investing in one place. Others want the investing view left uncluttered. Worth knowing which product you are signing up for.

Every tool in detail

Delta by eToro

A mobile-first multi-asset tracker that syncs stock brokerages, crypto exchanges and wallets into one portfolio.

Best for: Investors who hold both stocks and crypto across several apps and want one live view on their phone.

Pricing: Basic is free for up to 10 tracked assets. PRO is $6.99 a month or $53.88 a year for 40 assets, and PRO+ is $13.99 a month, $107.88 a year or $299 lifetime for unlimited assets, multiple portfolios and gains reporting. Delta notes prices may vary by location.

Strengths

Unlimited brokerage, exchange and wallet connections on every plan, including the free one
Covers stocks, funds, crypto, commodities, indices and forex in one portfolio
Its help center describes comparing portfolio performance against indices or any other asset

Limitations

The free plan stops at 10 assets and PRO at 40
Realized and unrealized gains reports and multiple portfolios are PRO+ only
No real estate or other non-market assets listed beyond manually entered transactions

Pure Benchmarks

A tracker that answers what the balance means rather than only what it is, by ranking you against real investors in your risk category and scoring each change you made.

Best for: Investors who already know their balance and want to know whether the result and the decisions behind it were any good.

Pricing: The full benchmark report runs on a free account with a linked portfolio. There is no holdings cap and no trial countdown on the comparison.

Strengths

Sorts every connected portfolio into one of nine standardized risk categories and ranks you inside your own, so the comparison holds risk roughly constant
Scores each major portfolio change against the portfolio you would still hold if you had left it alone
Applies the same scoring to advisor-managed and workplace accounts, not only to trades you placed yourself
Read-only by design and unable to move money in any linked account

Limitations

No capital gains or dividend tax reporting, so it does not replace a record-keeping tool at year end
Securities only: no real estate, private holdings or self-custody crypto wallets
No budgeting or spending features of any kind
Requires a read-only brokerage connection, so there is no manual-entry-only portfolio

Empower Personal Dashboard

The most widely used free aggregator, strongest as a whole-finances dashboard rather than as an analysis tool.

Best for: People who want net worth, budgeting, retirement planning and a high-level allocation check in one free place.

Pricing: The dashboard, Investment Checkup and Retirement Fee Analyzer are free with no holdings cap. Empower also sells advisor-managed portfolios, which is a separate paid product.

Strengths

Aggregates retirement plans, brokerages, loans, cards and cash in one free dashboard with no holdings limit
Investment Checkup assesses portfolio risk, reviews past performance and proposes an alternative allocation
The Retirement Fee Analyzer surfaces fund expense ratios inside retirement accounts and projects their lifetime drag

Limitations

Compares you to indexes and to a target allocation, never to other real investors
No scoring of individual buy or sell decisions
The free dashboard is also the acquisition funnel for the advisory service

Monarch Money

A paid personal finance app that puts budgeting, net worth and synced investment accounts in one dashboard.

Best for: Households who want budgeting and spending control first, with a solid read on investments alongside it.

Pricing: Core costs $14.99 a month or $99.99 a year, and Plus costs $199.99 a year, adding advanced investment analysis, unrealized gains and tax-prep exports. Both start with a 7-day free trial that requires a payment method.

Strengths

Connects to more than 13,000 banks and financial institutions, with home values from Zillow and crypto from Coinbase
The investment performance chart compares your portfolio with benchmarks such as the S&P 500
Full budgeting, recurring bill tracking and cash flow reports in the same app

Limitations

No free plan, and the trial needs a payment method
Performance is charted as if you had held today's securities for the whole range, not from your actual trade history
Gain and loss analysis and tax-prep exports need the $199.99 Plus plan

Sharesight

The strongest record keeper in the category, built around accurate performance history and year-end tax reporting.

Best for: Investors with taxable accounts across several brokers who want precise dividend, currency and capital gains records.

Pricing: The free plan covers 1 portfolio and 10 holdings, closed positions included, with no credit card. Benchmarking and tax reports are listed on the paid plans, from Starter at $7 a month billed annually.

Strengths

Separates capital gains, dividends and currency movement in performance reporting, which almost nothing else here does
Benchmarks against any of more than 750,000 supported stocks, ETFs and funds rather than a fixed index list
Broker imports and multi-currency support built for people holding accounts in more than one market

Limitations

Benchmarking sits on the paid plans, so the free tier is record keeping rather than comparison
The comparison target is always a fund or an index, never another investor
Ten holdings on the free plan is below a typical real portfolio

Your current platform won't show you how your portfolio ranks against real investors in the same risk category. Create your secure Pure Benchmarks account and see exactly where you stand.

See Your Free Benchmark Report

Frequently asked questions

What is the best Delta by eToro alternative in 2026?

It depends which gap you are trying to close. On capability coverage across this comparison, Pure Benchmarks scores highest, closing 4 of the 7 gaps. Empower Personal Dashboard is the better pick for people who want net worth, budgeting, retirement planning and a high-level allocation check in one free place. Pure Benchmarks is our own product and is listed here with its limitations in the same table as every other tool.

Why would someone switch away from Delta by eToro?

Measured against the other portfolio tracking tools here, Delta by eToro falls short on Index benchmark; Real investor comparison. The free plan stops at 10 assets and PRO at 40. If neither of those matters to you, staying is the cheaper decision.

Is there a free alternative to Delta by eToro?

Pure Benchmarks (free account, no holdings cap). Empower Personal Dashboard (free, no holdings cap). Monarch Money (7-day trial, no free plan). Sharesight (free up to 10 holdings). A trial is a sales window rather than a free tier, and a free plan capped at ten holdings is record keeping rather than analysis, so the table separates the two.

Which Delta by eToro alternative works across more than one brokerage?

Pure Benchmarks, Empower Personal Dashboard, Monarch Money and Sharesight read accounts at more than one custodian. Anything limited to a single broker is marked in the table rather than described in prose.

How were these Delta by eToro alternatives compared?

Each capability was checked against the vendor's own published pages on October 16, 2026. Anything a vendor does not publish is marked as unlisted rather than estimated. Vendors change features and pricing, so the verification date is shown on the page rather than implied.

Keep exploring

See how portfolios at a specific firm rank against real investors everywhere else:

New here? Read the portfolio benchmarking FAQ or the Pure Benchmarks blog.

This page is an information baseline for comparison only. It is not investment advice and not a recommendation to buy, sell, replace, or transfer any specific asset, account, or firm. Past performance does not guarantee future results. All figures shown are illustrative.