Pure Benchmarks · Portfolio Benchmark Report
Is Your Fidelity Brokerage Services Portfolio Underperforming?
Fidelity Brokerage Services provides self-directed trading and managed-portfolio options, where in-house funds and default cash handling can shape returns.
Pure Benchmarks ranks real Fidelity Brokerage Services portfolios against thousands of other verified investor portfolios across nine standardized risk categories, from 100% equity to 90% fixed income. Every portfolio is recategorized daily from actual end-of-day holdings, and Community Nests shows exactly where your Fidelity Brokerage Services portfolio ranks against other real Fidelity Brokerage Services clients in the same risk category — built entirely from verified portfolio data, with no firm that manages money able to see any data point on the platform.
Why your Fidelity Brokerage Services portfolio can lag a pure index baseline
The default-settings drag. Large brokerages often route uninvested cash into a default sweep that earns close to nothing, while in-house managed solutions carry their own expense ratios. Left on default settings, the gap against a pure index baseline widens quietly over time.
What to review on a Fidelity Brokerage Services portfolio
- Check the yield on any uninvested cash in the default sweep against market money-market rates.
- Look at whether managed solutions or in-house funds add costs beyond a plain index baseline.
Illustrative 10-year comparison — a standard managed portfolio versus a pure index baseline. Figures are illustrative only.
| Year | Standard managed portfolio | Pure index baseline | Gap |
|---|---|---|---|
| Year 1 | $105,200 | $107,000 | -$1,800 |
| Year 3 | $116,400 | $122,500 | -$6,100 |
| Year 5 | $128,700 | $140,300 | -$11,600 |
| Year 7 | $142,300 | $160,600 | -$18,300 |
| Year 10 | $165,100 | $196,700 | -$31,600 |
See exactly where your Fidelity Brokerage Services portfolio stands.
One clean report against a pure index baseline. No email required.
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This page is an information baseline for comparison only. It is not investment advice and not a recommendation to buy, sell, replace, or transfer any specific asset, account, or firm. Past performance does not guarantee future results. All figures shown are illustrative.